Terms of Service
                
                
                  1. Introduction
                
                
                  Welcome to Wallet - Manage Cards & Pay. By accessing or using
                  our application, you agree to comply with and be bound by
                  these Terms of Service.
                
                
                  2. User Responsibilities
                
                
                  - 
                    Provide accurate and up-to-date information during
                    registration.
                  
 
                  - 
                    Ensure the security of your account credentials.
                  
 
                  - 
                    Use the application in compliance with all applicable laws
                    and regulations.
                  
 
                  - 
                    Do not engage in prohibited activities such as unauthorized
                    access, hacking, or fraud.
                  
 
                
                
                  3. Subscription Services
                
                
                  The application offers subscription-based services with
                  additional features. By purchasing a subscription, you agree
                  to the following:
                
                
                  - 
                    Subscriptions are billed on a recurring basis (e.g., monthly
                    or annually) as per your selection.
                  
 
                  - 
                    You may cancel your subscription at any time through your
                    account settings, but refunds will not be provided for
                    partial subscription periods.
                  
 
                  - 
                    We reserve the right to modify subscription pricing or
                    features. Users will be notified in advance of any changes.
                  
 
                  - 
                    Purchases made through Google Play are subject to Google
                    Play’s refund policy. Automatic refunds are available within
                    48 hours of purchase. After this period, refunds cannot be
                    processed through Google Play. We do not offer manual
                    refunds for requests made after the 48-hour window, except
                    where required by applicable law.
                  
 
                
                
                  4. Intellectual Property
                
                
                  All content, trademarks, and intellectual property within the
                  application are owned by us or our licensors. Unauthorized use
                  is prohibited.
                
                
                  5. Limitation of Liability
                
                
                  We are not liable for any damages arising from your use of our
                  application, including but not limited to financial loss, data
                  breaches, or unauthorized transactions.
                
                
                  6. Termination
                
                
                  We reserve the right to suspend or terminate your access to
                  the application at our discretion, with or without prior
                  notice, for any reason including violation of these Terms.
                
                
                  7. Changes to the Terms
                
                
                  We may update these Terms of Service periodically. Continued
                  use of the application constitutes acceptance of any changes.
                
                
                  8. Contact Us
                
                
                  If you have any questions or concerns about these Terms,
                  please contact us at
                  Doxart.